I have a couple of questions regarding the information you sent me. If I need to make an appointment, please let me know. I will go ahead and ask them here in case you are able to respond.
1. What would the cost for the PPO and HSA be if I just had coverage for myself and my daughter, Avery? I know when we had talked on the phone you said it may be better to get Thomas insurance on his own.
2. I thought the deductible for the PPO plan we discussed was 2,000 – 3,000, not 5,000. Perhaps I was mistaken or is this because the rates listed are for full family?
3. In your email, I read “Bill Negotiation Service -Before paying a medical bill, our members simply submit your claims to our negotiation service, and if they can negotiate a reduced bill you get to keep 70% of the savings! ” I currently have a claim for blood work. Where do I submit my claim to the negotiation service? How often can I use this service? Or better yet, how can I find out more information about this?
4. Lastly, if I decide to go with a different plan than the one I have currently, when would the plan cover me if I became pregnant? I know sometimes it takes as long as a year before you are covered for certain things.
Thanks Rob and I look forward to hearing from you.